:root {
  --page-bg: #f4efe5;
  --panel-bg: rgba(255, 252, 246, 0.9);
  --panel-border: rgba(64, 44, 20, 0.12);
  --ink: #1f1a14;
  --muted: #675847;
  --accent: #0f5b78;
  --accent-dark: #09384b;
  --accent-soft: #d8ebf3;
  --success-bg: #edf6e8;
  --success-border: #7a9e68;
  --warning-bg: #fff7e6;
  --warning-border: #d4a746;
  --shadow: 0 20px 50px rgba(31, 26, 20, 0.08);
  --radius-lg: 28px;
  --radius-md: 18px;
  --radius-sm: 12px;
}

html {
  font-size: 16px;
  min-height: 100%;
}

body {
  margin: 0;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  color: var(--ink);
  background:
    radial-gradient(circle at top left, rgba(15, 91, 120, 0.18), transparent 28%),
    radial-gradient(circle at right 20%, rgba(212, 167, 70, 0.16), transparent 24%),
    linear-gradient(180deg, #faf7f1 0%, var(--page-bg) 100%);
  font-family: Georgia, "Times New Roman", serif;
}

a {
  color: var(--accent-dark);
}

.shell {
  width: min(1120px, calc(100% - 2rem));
  margin: 0 auto;
}

.site-header {
  padding: 1.25rem 0 0;
}

.navbar {
  border: 1px solid var(--panel-border);
  border-radius: 999px;
  background: rgba(255, 251, 245, 0.78);
  backdrop-filter: blur(14px);
  box-shadow: var(--shadow);
}

.navbar > .shell {
  padding: 0.9rem 1.25rem;
}

.navbar-brand {
  display: inline-flex;
  gap: 0.85rem;
  align-items: center;
  color: var(--ink);
  text-decoration: none;
}

.navbar-brand strong,
.navbar-brand small {
  display: block;
}

.navbar-brand small {
  color: var(--muted);
  font-size: 0.8rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.brand-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.8rem;
  height: 2.8rem;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--accent) 0%, #1f7896 100%);
  color: #fff;
  font-weight: 700;
  letter-spacing: 0.04em;
}

.nav-link {
  color: var(--ink);
  font-weight: 600;
}

.nav-link:hover,
.nav-link:focus {
  color: var(--accent-dark);
}

main {
  padding: 2rem 0 3.5rem;
}

body > .shell {
  flex: 1 0 auto;
}

.hero,
.calculator-shell,
.content-page,
.footer-inner {
  animation: fade-up 450ms ease;
}

.hero {
  display: grid;
  grid-template-columns: 1.7fr 1fr;
  gap: 1.5rem;
  margin-bottom: 1.5rem;
}

.hero-copy,
.hero-aside,
.panel,
.policy-card {
  border: 1px solid var(--panel-border);
  border-radius: var(--radius-lg);
  background: var(--panel-bg);
  box-shadow: var(--shadow);
}

.hero-copy {
  padding: 2.4rem;
}

.hero-copy h1,
.content-page h1 {
  margin: 0;
  font-size: clamp(2rem, 3.6vw, 3.2rem);
  line-height: 1.05;
}

.hero-text {
  margin-top: 1rem;
  max-width: 46rem;
  color: var(--muted);
  font-size: 1.08rem;
  line-height: 1.7;
}

.hero-notes,
.recommendation-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.4rem;
}

.hero-notes span,
.recommendation-meta span {
  padding: 0.45rem 0.8rem;
  border-radius: 999px;
  background: #fff;
  border: 1px solid rgba(64, 44, 20, 0.08);
  color: var(--muted);
  font-size: 0.95rem;
}

.hero-aside {
  padding: 1.8rem;
  align-self: stretch;
}

.hero-aside h2,
.recommendation-card h3,
.empty-state h3,
.policy-card h2 {
  margin-top: 0;
}

.hero-aside ul {
  margin: 1rem 0 0;
  padding-left: 1.2rem;
  color: var(--muted);
}

.hero-aside li + li {
  margin-top: 0.65rem;
}

.aside-note,
.field-hint {
  color: var(--muted);
  font-size: 0.95rem;
}

.calculator-shell {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 1.5rem;
  align-items: start;
}

.panel {
  padding: 1.8rem;
}

.form-panel,
.recommendation-panel,
.comparison-panel {
  width: 100%;
}

.section-heading {
  margin-bottom: 1.25rem;
}

.section-heading.compact {
  margin-bottom: 0.6rem;
}

.section-heading h2,
.section-heading h3 {
  margin: 0.25rem 0 0;
}

.section-kicker,
.eyebrow,
.recommendation-label {
  margin: 0;
  color: var(--accent-dark);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.calculator-form {
  display: grid;
  gap: 1.5rem;
}

.form-grid,
.benefit-grid,
.policy-grid {
  display: grid;
  gap: 1rem;
}

.form-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.benefit-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.policy-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: 2rem;
}

.field {
  display: grid;
  gap: 0.45rem;
}

.field-top-aligned {
  grid-template-rows: auto minmax(1.4rem, auto) minmax(3rem, auto) auto;
  align-content: start;
}

.field label {
  font-weight: 700;
}

.field-hint {
  display: block;
  min-height: 1.4rem;
}

.field-hint-spacer {
  visibility: hidden;
}

.form-control {
  border: 1px solid rgba(64, 44, 20, 0.18);
  border-radius: var(--radius-sm);
  min-height: 3rem;
  padding: 0.75rem 0.95rem;
  background: rgba(255, 255, 255, 0.96);
}

.form-control:focus {
  border-color: rgba(15, 91, 120, 0.5);
  box-shadow: 0 0 0 0.22rem rgba(15, 91, 120, 0.12);
}

.field-validation,
.validation-summary {
  color: #a03b2b;
  font-size: 0.92rem;
}

.validation-summary ul {
  margin: 0;
  padding-left: 1.2rem;
}

.benefit-entry {
  padding-top: 0.25rem;
  border-top: 1px solid rgba(64, 44, 20, 0.08);
}

.actions {
  display: flex;
  justify-content: flex-start;
  padding-top: 0.5rem;
}

.btn-primary {
  border: none;
  border-radius: 999px;
  padding: 0.9rem 1.4rem;
  background: linear-gradient(135deg, var(--accent) 0%, #2080a0 100%);
  font-weight: 700;
}

.btn-primary:hover,
.btn-primary:focus {
  background: linear-gradient(135deg, #0c4a61 0%, #186a85 100%);
}

.empty-state {
  display: grid;
  place-items: center;
  min-height: 320px;
  padding: 2rem;
  text-align: center;
  border: 1px dashed rgba(64, 44, 20, 0.16);
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.55);
}

.empty-state-compact {
  min-height: 220px;
}

.recommendation-card {
  padding: 1.5rem;
  border: 1px solid var(--success-border);
  border-radius: var(--radius-md);
  background: linear-gradient(180deg, rgba(237, 246, 232, 0.95), rgba(255, 255, 255, 0.92));
}

.recommendation-main {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
  align-items: end;
}

.recommendation-date,
.recommendation-reason {
  color: var(--muted);
}

.recommendation-total {
  text-align: right;
}

.recommendation-total span {
  display: block;
  color: var(--muted);
  font-size: 0.92rem;
}

.recommendation-total strong {
  font-size: clamp(1.8rem, 4vw, 2.6rem);
}

.disclaimer {
  margin-top: 0;
  padding: 1rem 1.1rem;
  border: 1px solid var(--warning-border);
  border-radius: var(--radius-md);
  background: var(--warning-bg);
  color: #6a5220;
}

.table-wrap {
  margin-top: 1.25rem;
  overflow-x: auto;
}

.comparison-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  min-width: 720px;
}

.comparison-table th,
.comparison-table td {
  padding: 0.95rem 0.9rem;
  border-bottom: 1px solid rgba(64, 44, 20, 0.08);
  vertical-align: middle;
}

.comparison-table thead th {
  color: var(--muted);
  font-size: 0.88rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.comparison-table tbody tr.is-best {
  background: rgba(237, 246, 232, 0.72);
}

.best-badge {
  display: inline-block;
  margin-left: 0.55rem;
  padding: 0.2rem 0.55rem;
  border-radius: 999px;
  background: #fff;
  color: #466336;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.content-page {
  padding: 2rem 0 1rem;
}

.policy-card {
  padding: 1.5rem;
}

.footer {
  margin-top: auto;
  flex-shrink: 0;
  padding: 0 0 2rem;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: center;
  padding: 1rem 0 0;
  color: var(--muted);
  font-size: 0.95rem;
}

@keyframes fade-up {
  from {
    opacity: 0;
    transform: translateY(12px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 991px) {
  .hero,
  .calculator-shell,
  .policy-grid {
    grid-template-columns: 1fr;
  }

  .benefit-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .footer-inner {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 640px) {
  .shell {
    width: min(100% - 1rem, 1120px);
  }

  .hero-copy,
  .hero-aside,
  .panel,
  .policy-card {
    padding: 1.25rem;
    border-radius: 22px;
  }

  .form-grid,
  .benefit-grid {
    grid-template-columns: 1fr;
  }

  .recommendation-main {
    align-items: flex-start;
  }

  .recommendation-total {
    text-align: left;
  }
}